Overview
Owning or running a business can be extremely risky. Most new businesses fail within five years. Without proper protection, owning a business can be more risky than just failing to make a profit. It could threaten your personal financial well-being far beyond anything you might imagine.
So why not try to protect your business assets and take as much risk out of your efforts as possible with business insurance?
In our litigious society, the threat of legal action against business is always present. But there are other risks besides liability. Your business could be shut down because of a loss of business machinery, financial records or office equipment due to a fire, power outage, flooding, weather or any number of other causes. Even a temporary shut down could force you to permanently close your doors if you aren’t appropriately covered for such an event.
That’s where business owners insurance and other business insurance policies come into play. They can help protect your business. Shop owners, contractors, restaurant owners, home businesses and every type of business you can think of needs business insurance. Many, such as dry cleaners, need specialized policies. Others can use a basic business owners policy.
Large companies employ full-time risk managers to help them determine their risk exposure. What can owners of small to medium size businesses do? They can call Desmond Insurance. Our insurance professionals can help you assess your risk and help you determine the types of insurance coverages you need to help meet your unique business risks. We can approach multiple insurance companies to help you find the types of coverages you determine are right for you. If you have an accident, we can help guide you through the claims process.
For information about our commercial insurance products please go to
Commercial Products. Also, please don't hesitate to call us for information at 1-800-783-5105.